Last updated: 2026-07-26
By using Our Biz Tools (the document generators, calculators, and blog at https://www.ourbiztools.com), you agree to these terms. If you don't agree with them, please don't use the site.
Every generator and calculator on this site is free, with no sign-up and no paid tier. We may add new tools or change existing ones over time.
The invoices, quotations, receipts, purchase orders, credit notes, and delivery notes you generate are yours: you choose the figures, tax rates, terms, and wording that go into them. We don't review or verify what you enter, and it is your responsibility to make sure your documents are accurate and meet whatever tax, accounting, or legal requirements apply to your business and jurisdiction.
The VAT, profit margin, and hourly rate calculators are meant to save you time on arithmetic. They don't constitute tax, financial, or legal advice, and you should confirm figures that matter (like a tax filing) against your local rules or an accountant before relying on them.
The site is provided "as is," without warranty of any kind. We work to keep it accurate and available, but we don't guarantee it will be error-free, uninterrupted, or fit for every specific use case.
To the extent permitted by law, Our Biz Tools and Buyisile Nkwebana are not liable for losses arising from your use of the site or the documents you create with it, including business decisions made based on a generated document or calculator result.
The Our Biz Tools name, logo, and the articles on this blog belong to Our Biz Tools. You're welcome to link to our articles; please don't republish them wholesale without asking first.
Please don't use the site to generate fraudulent documents, attempt to disrupt or overload it, or interfere with other visitors' use of it.
These terms are governed by the laws of South Africa. If a dispute needs resolving in court, the courts of South Africa have jurisdiction.
We may update these terms as the site changes. Continuing to use the site after an update means you accept the revised terms.
Questions about these terms? Email ourbiztools@gmail.com.