Free Payment Receipt Generator

Make a receipt of payment online and download it as a PDF. No watermark, no sign-up.

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How to make a payment receipt online

This payment receipt generator lets you make a receipt of payment online in a few minutes. Fill in your details and the payer's, add what was paid for and how, then download the receipt as a PDF to email or WhatsApp.

  1. Add your business name, contact details and logo.
  2. Add the payer's name and contact details.
  3. Enter the date paid, the payment method, and a reference if there is one.
  4. Add each item paid for with its amount. Tax is added if you set a rate.
  5. Pick a template and download the PDF.

Each receipt gets its own number, counting up from REC-001, so your receipts stay in order. For a walk-through of each field, read our guide on how to write a receipt of payment.

Free receipt maker: no watermark, no sign-up

You do not need an account to make a receipt here. There is no sign-up, no login, and no watermark on the PDF, so the receipt your customer gets carries only your details. It is free for one receipt or for hundreds.

  • Unlimited receipts: no per-document limit.
  • Nothing to install: it works in your browser on a laptop, tablet, or phone.
  • Automatic totals: subtotal, tax, and total are worked out for you.
  • Saved details: your business details stay in your browser, so the next receipt only needs the payer and the amount.

Receipts for cash, bank transfer, card and mobile money

The payment method is a free-text field, so you can describe exactly how the money arrived: cash, bank transfer, EFT, card, cheque, or mobile money. Add a reference in the notes, such as the transfer reference or the last digits of the card, so the receipt matches the bank statement.

Payment methods and what to record on the receipt
How the payment was madeWhat to enter as the payment methodUseful detail to add in the notes
CashCashAmount received and who received it
Bank transfer or EFTBank transferTransfer reference or date it cleared
CardCardLast four digits and the terminal or payment provider
ChequeChequeCheque number and the bank it was drawn on
Mobile moneyMobile moneyTransaction code from the confirmation message
Online paymentOnline paymentPayment platform and transaction reference

For a bank transfer, set the payment method to bank transfer and add the transfer reference, so the payer can match the receipt to their bank statement.

This is a receipt you issue as the person or business that received the money. It confirms you were paid. It is not a bank's transfer confirmation. If you're the one who paid and need proof, download it from your banking app or ask the seller for a receipt.

Receipt for cash received from a customer

A receipt matters most for cash, because there is no bank record to fall back on. Enter the customer as the payer, type "Cash" as the payment method, and add the amount received. Give the payer a copy and keep one yourself. There is more on this in our guide to how to write a receipt for a cash payment.

Receipt for a cash deposit or advance payment

Describe the deposit as its own line item, such as "Deposit for kitchen installation", and use the notes to say what the balance is and when it is due. Add the invoice or quotation number if you have one.

What the generator puts on each receipt

Each receipt gets a unique receipt number, the date paid, your business details and the payer's, a description of what was paid for, the amount, and the payment method. Add the invoice number if the payment relates to one. Here is a finished example for an invoice paid by bank transfer.

Example receipt for an invoice paid by bank transfer
Receipt fieldExample
Receipt numberREC-021
Date paid12 March
Received from (payer)Brightside Cafe
ForLogo design and menu design
Related invoiceINV-014
Payment methodBank transfer
Amount received1,265.00, including VAT (15%) of 165.00
NotesPaid in full. Thank you.

Upload your logo, crop it, and pick one of 13 designs. Tap any part of the receipt to edit it, switch designs at any time, and the receipt updates straight away. There is no file to download first and no formulas to fix, and what you download is a finished PDF.

The receipt templates you can choose from
TemplateLook and feel
ClassicStructured layout with a green accent and clear sections
ModernBold dark header with a contemporary two-column layout
MinimalUnderstated black-and-white design with generous whitespace
CorporateFormal navy letterhead style with bordered tables
ElegantSerif typography with a refined gold accent
CreativeBold violet blocks for a distinctive, expressive look
CompactDense, efficient layout for documents with many line items
SidebarDark teal sidebar holding company details and totals
Dark ModeInverted dark page with a bright lime-green accent
TechTeal accent with rounded, startup-style blocks
RoseSoft pink tones, ideal for beauty and lifestyle brands
SlateFlat blue-gray SaaS billing style with minimal chrome
LedgerTraditional ruled accounting ledger with a double-underlined total

Tax and currency on your receipt

The tax section has a name field and a rate field, so a receipt can show VAT, GST, HST, or sales tax under whatever name your country uses. Enter the percentage and the tax is shown in the totals. If the payment is not taxable, leave the rate at zero.

Common tax settings for a receipt. Rates change, so confirm with your tax authority.
CountryTax name to enterStandard rate (check the current rate)
South AfricaVAT15%
United KingdomVAT20%
IrelandVAT23%
GermanyVAT (MwSt)19%
AustraliaGST10%
New ZealandGST15%
CanadaGST or HST5% GST, higher combined rates in some provinces
SingaporeGST9%
United Arab EmiratesVAT5%
NigeriaVAT7.5%
KenyaVAT16%
IndiaGSTSeveral slabs, 18% is common
United StatesSales taxVaries by state and locality

If you need to work out how much tax is inside a total, use the VAT and sales tax calculator first, then enter the figures here.

For currency, open the currency picker and choose from more than 150 symbols, including dollars, pounds, euros, rand, naira, shillings, rupees, and dirhams. The tool tries to detect your currency the first time you visit, and you can change it at any time.

Make and share receipts on your phone

You can make a receipt on your phone the moment a payment lands. The page works on a small screen on iPhone and Android, with no app to install. The receipt downloads as a PDF, and on devices that support it a share button sends it straight to WhatsApp or email. Add the page to your home screen if you want it to open like an app.

  • Send the receipt electronically instead of on paper, as a PDF by email or WhatsApp.
  • Keep a copy of every PDF in a folder on your phone or computer as your record.

Who uses this receipt generator

Freelancers, contractors and small businesses

Describe the service or goods, such as "Logo design, final payment", and add the related invoice number so the receipt matches what you billed. Tradespeople can list labour and materials on separate lines and hand over the PDF from their phone.

Landlords and tenants

Landlords and agents can record each rent payment with the tenant as the payer, keeping receipt numbers in order. For a receipt with the property, the rental period, any balance still owed and a signature line, use the rent receipt generator.

Private sales

When you sell a used car, phone, or furniture, describe the item with its make, model, and any serial or registration number. Both the buyer and the seller should keep a copy.

Schools, nurseries and tutors

Enter the parent or guardian as the payer and list the fee with the term in the description. For lessons, set the quantity to the number of sessions and the amount to the price per session.

Pair each receipt with its invoice

An invoice asks for payment, and a receipt confirms the payment was received. Read more on the receipt vs invoice.

If the payment is for an invoice you already sent, enter its number in the related invoice field so the receipt and invoice can be matched. Create the invoice first with the invoice generator, then confirm payment here. If you made a mistake on the original, a credit note corrects it.

Frequently Asked Questions

Is this receipt generator free with no sign-up?

Yes. This receipt generator is free and needs no account, no login, and no email address. Fill in your receipt and download the PDF.

Does the receipt maker add a watermark?

No. The PDF only contains the details you enter.

How long does it take to make a receipt of payment here?

A few minutes. Enter your details, the payer's, the date paid, the payment method and what was paid for, then download the PDF.

How can I get a receipt for an online payment?

If you paid, ask the seller for a receipt, or download the payment confirmation from your bank or payment app. If you received the payment, you can make a receipt here and send it to the payer.

Can I make a receipt for a bank transfer?

Yes. Set the payment method to bank transfer and add the transfer reference, so the payer can match the receipt to their bank statement.

Can I make a receipt for a cash payment?

Yes. Type "Cash" as the payment method, list what was paid for, and download the receipt to give to the payer or keep in your records.

Can I make a receipt for a partial payment or a deposit?

Yes. Describe the deposit or partial payment as a line item and use the notes to record the balance still owing and when it is due.

Can I add my logo to a receipt?

Yes. Upload your logo in the company section, crop it, and it appears on the receipt in whichever template you choose.

Can I make a receipt without a registered company?

Yes. Put your own name in the company field and issue the receipt as a sole trader, freelancer, or private individual. A registration number is optional.

Can I add VAT, GST, or sales tax to a receipt?

Yes. Set the tax name and rate to match your country. The tax is calculated on the items and shown in the totals. Leave the rate at zero if tax does not apply.

Can I make a receipt in any currency?

Yes. The currency picker has more than 150 currency symbols, so you can issue receipts in rand, naira, pounds, euros, rupees, dirhams, dollars, and more.

Can I make a receipt on my phone?

Yes. The receipt generator works in your browser on iPhone and Android, and the PDF can be shared by email or WhatsApp straight from the phone. There's no app to install, and the PDF saves straight to your phone.

What details does the generator put on the receipt?

A receipt number, the date paid, your details and the payer's, what was paid for, the amount and the payment method, plus the related invoice number if you add one.

Can I make an invoice as well as a receipt here?

Yes. Use the invoice generator to bill the client, then this receipt generator once the money arrives, entering the invoice number so the two match.

How do I make a duplicate receipt?

Make the receipt again with the same receipt number, date and amount, and write "Duplicate copy" in the notes.

Where is my receipt data stored?

Your details are saved in your own browser on your device. Clearing your browser data removes them, so download the PDF of any receipt you need to keep.

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